Parent-reviewed routines
Your child marks a routine done; an adult confirms or declines it with an optional note. A check-in never changes the balance by itself.
Parent-controlled allowance and routines
Money habits kids can see — with parents in control
CardCura is a parent-controlled allowance and routine tracker for families with kids ages 4–10. Adults record rewards and purchases; kids check off routines on a paired tablet.
Works on parent phones and child tablets today. iOS and Android apps are in development.
- No bank connection
- No advertising
- Separate adult identities
Kid view preview
Timothy's savings
Balance
$24.50
Saving for art supplies70%
Using a tablet?
Ask a grown-up to open CardCura and tap Kid sign-in, then scan the code.
CardCura never touches real money
CardCura is a family record-keeping ledger, not a financial account. It holds no funds, moves no money, issues no card, and connects to no bank. Any real-world money stays with your family, and a CardCura balance cannot be redeemed from us. CardCura is not a bank, money transmitter, or payment processor.
Want a card your child can actually spend from? See how CardCura compares to Greenlight, GoHenry, and 5 others.
How it works
Three steps to get your family started
- 1
Create one family ledger
Add each child, choose a starting balance, and set the routines or rewards that fit your household.
- 2
Kids check in; adults decide
Pair a tablet with a parent-approved QR code. A child can mark a routine complete, but only an adult can approve the reward or change a balance.
- 3
Follow progress together
Every transaction shows how the balance changed. On the child screen, savings become a tree that levels up at $5, $15, and $50.
What you can track
Everything a family economy needs
A connected transaction history
Each reward or purchase shows the balance before and after it. Existing entries stay visible; if a mistake happens, add a correcting entry.
Private, view-only goal links
Give a goal a target and share an unlisted link. Relatives can see progress, then coordinate a gift or contribution with a parent outside the public page.
Tablet sign-in without a password
A child signs in by scanning a QR code you approve from your own device. No email address and no password for a seven-year-old to remember.
A balance a five-year-old understands
Savings are drawn as a tree that grows from a sprout to a fruit tree. It is the same number as the ledger, in a form that means something before you can read one.
A separate identity for every adult
Invite co-parents or relatives with their own sign-in and choose guardian, contributor, or viewer access for each child.
Built for young kids
Which changes how it had to be built
The youngest user is four. That rules out a lot of ordinary design choices, and each of these is enforced in code rather than promised in a policy page.
A child cannot change the balance
A paired device can view one child and submit routine check-ins. It cannot create rewards, purchases, goals, family invitations, or settings changes.
Children fill in no forms
There is no text input anywhere a child can reach, so there is no route by which a child could submit personal information, on purpose or by accident.
Kid sessions expire in 12 hours
A short session lifetime is a privacy control here, not a convenience setting: a lasting identifier on a child’s device is itself personal information. Pairing does not renew itself; when it lapses a parent approves a new one.
No third-party scripts on kid screens
Nothing analytics-shaped, advertising-shaped, or tracking-shaped loads on any page a child sees. That includes this page, which a child’s tablet can land on.
Every adult has their own identity
Family admins, guardians, contributors, and viewers sign in separately. Permissions are checked for the specific adult and child on every protected action.
Shared goal links are view-only
Goal pages are unlisted, excluded from search indexing, and cannot modify family data. Treat the link itself as private and send it only to people you trust.
Pricing
Free to use, with an optional upgrade
Free
$0
Core family features, with the last 30 days of ledger history.
CardCura Premium
Lifetime history, recurring reward reminders, custom avatars, and up to five active programs per child.
Price, billing period, and renewal terms are shown before purchase.
- Lifetime ledger history — Free accounts see the last 30 days. Premium shows the full retained transaction history.
- Recurring reward reminders — Schedule repeat rewards, then confirm or skip each occurrence before the balance changes.
- Custom avatar photos — Upload a private custom headshot, resized on-device for a lightweight avatar.
- Expanded program tracking — The Free plan includes 1 active program per child. Premium raises the limit to 5; attendance history, ratings, and accomplishments are included on both plans.
FAQ
Frequently asked questions
What is CardCura?
CardCura is a family allowance and chore-tracking app for children roughly 4 to 10 years old. Parents record rewards and purchases in a Parent Hub; each child sees their own balance and daily routines on a paired tablet.
Is CardCura a debit card for kids?
No. CardCura issues no card, holds no funds, and connects to no bank account. It is a tracking ledger for pocket money you already handle in cash or informally — the money itself never leaves your hands. CardCura is not a bank, a money transmitter, or a payment processor.
Can my child change their own balance?
No. A child's paired device can view that child’s information and mark a routine complete. It cannot add rewards, record purchases, edit goals, or change family settings. An adult reviews routine check-ins before they affect the balance.
How do multiple parents and relatives share access?
Every adult uses a separate account. A family admin can invite them and choose guardian, contributor, or viewer access for each child. That keeps identity, relationship, and permission separate.
What information does CardCura collect about my child?
A parent provides a nickname or first name, birth month and year, optional birth day, and an illustrated avatar. CardCura also stores the routines, goals, ledger entries, program schedules, attendance, and optional session notes used by the family. A Premium family admin may optionally upload a small custom avatar photo.
How much does CardCura cost?
CardCura has a free plan with core family features, one active program per child, and the last 30 days of ledger history. CardCura Premium adds lifetime history, recurring reward reminders, custom avatars, and up to five active programs per child. Current pricing and renewal terms appear before purchase.
Read all 17 questions — including family roles, purchase approvals, child data, and deletion.
Pocket money that grows.
Set up your family in a couple of minutes. The web app works today, with no bank connection and nothing to install.